You can read their letters here. Their words are intense, heartfelt.
But this letter to a CEO of Chase brought me to my knees. It was a plea for help.
NOTICE OF DEFAULT
We are sadly sending this message to the guys who can help us to keep our home. We recently received a notice of default after many attempts to get a loan modification in our property. I think we deserve a chance to keep our property since we put a 20% down-payment in order to buy it, and we had spent a lot of money to fix and improve this property. Because of this Notice of Default we have been forced to hire the services of a Law Firm called Siringoringo, located at Upland, CA. They charged us with a flat fee of $4,000 just to represent us.
Chase said that there is no need to hire a lawyer, that we can do it by ourselves, truth is we could not get a loan modification despite all our efforts and despite we always sent all the documents they requested from us and always we received the same answer that they did not received some documents, we keep the proof and fax confirmations of all documents we sent to them.
They gave us a Trial Period Plan Payment and even though we sent not only 3 but 6 payments, always on time, they did not gave us the loan modification, even though we have been told we qualify to get it.
Our last hope is that this law firm can help us to save our home.
Jorge E. - El Segundo, CA